What Are Your Financial Goals?
I want to...
Stay liquid without losing value
Life doesn’t wait. Whether it’s a business opportunity, an emergency, or a personal goal, you want quick access to your money; without it sitting idle or losing value to inflation. Our cash and liquidity solutions help you balance accessibility with intelligent growth.
Stay ready for opportunities
Opportunities can come without warning. So being financially ready can make all the difference. Our liquidity strategies give you fast access to your money, so you can respond quickly when the right moment arrives; be it an investment, a business deal, or a personal milestone.
Preserve Capital
Your cash is valuable and so is peace of mind. We help you protect your money with low-risk, short-term investment options designed to preserve capital while maintaining liquidity. Whether you are saving for obligations or safeguarding reserves, our solutions ensure your funds remain secure.
Run my business efficiently
Whether you are a small enterprise or a large institution, cash flow is the heartbeat of your operations. We help you optimize your short-term liquidity, align your cash with operational cycles, and maximize returns on surplus funds; all tailored to your needs.
Institutional Offerings
We offer tailored investment advisory services for institutional and corporate clients, combining deep market insight with strategic analysis to drive long-term value.
Customized liquidity Portfolio
Tailored solutions that align your cash needs with market opportunities and your business’ needs
Managing liquidity isn’t just about keeping cash; it’s about making sure your money is structured to meet your needs, stay safe, and remain accessible when it matters most. Whether you are covering daily operations, planning for large payments, or preparing for growth, we help you align liquidity with your broader financial strategy.
Our Services
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Tailored Horizon
Investments are structured to match your short, medium, or long-term liquidity needs.
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Risk Alignment
Portfolios are built to reflect your comfort level with risk while preserving capital.
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Balanced Performance
We ensure flexibility and accessibility while optimizing returns.
“Liquidity should serve strategy, not limit it; bespoke portfolios make every shilling count.” - Dr. Mercy Mwongela
Short-Term Investment Strategies
A clear, credible business valuation is essential. Whether you are planning an exit, raising funds, buying a company, or restructuring. We help individuals and businesses understand the real worth of their assets and what drives value.
A clear, credible business valuation is essential. Whether you are planning an exit, raising funds, buying a company, or restructuring. We help individuals and businesses understand the real worth of their assets and what drives value.
Our Services
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Safe Investments
Using treasury bills, commercial paper, and other secure instruments.
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Reliable Income
Generating steady yields to enhance cash productivity.
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Accessible Liquidity
Ensuring funds are available when you need them.
“Short-term doesn’t mean short-sighted; discipline turns idle cash into steady gains.” - cash into steady gains.” –
Liquidity Access Planning
Tools and structures to ensure access to your funds when needed.
Ensuring your liquidity supports both short-term needs and long-term financial goals.
Our Services
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Structure Review
Assessing your existing liquidity against your broader financial objectives.
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Optimal Allocation
Balancing immediate access, near-term needs, and longer-term reserves.
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Growth Alignment
Positioning liquidity to support stability and future opportunities.
"True strength is never caught off guard; planned liquidity keeps opportunity within reach.” - Dr. Mercy Mwongela
Daily Liquidity Monitoring & Reporting
Transparent, real-time insights into portfolio performance and accessibility
Providing real-time visibility into portfolio performance and accessibility.
Our Services
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Active Oversight
Tracking daily portfolio activity and cash levels.
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Transparent Reporting
Giving clear insights into availability and performance.
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Proactive Adjustments
Recommending timely changes based on market conditions and evolving needs.
"Markets move fast—daily oversight keeps your liquidity a step ahead” - Fredrick Okudo

Dr. Mercy Mwongela
Head of Asset Management, CX & IT
"Every client's financial situation is unique. Our approach to asset management reflects that reality, ensuring your capital works as hard as you do."
Leading the vision for institutional liquidity and wealth preservation across African markets.
The Nabo Advantage
Tailored Mandates
Bespoke investment guidelines tailored specifically to your institution's risk appetite and liquidity needs.
Institutional Expertise
Over 50 years of combined legacy experience in managing high-value institutional portfolios.
Proprietary Research
Our investment decisions are backed by in-depth, original African market insights and data.
Transparency
Clear, detailed reporting and accountability at every stage of the investment lifecycle.
CMA Licensed
Fully regulated and licensed by the Capital Markets Authority for absolute peace of mind.
African Markets Expert
Unmatched local expertise across the continent, identifying unique opportunities where others don't.
Support
Frequently Asked Questions
The money market fund has a weighted average tenor of 13 months, which allows us to identify higher-yielding assets in the short term. The Fixed Income Fund is invested in longer-term assets such as Govt. Bonds whose returns may, from time to time, be weighed down by older dated securities.
We invest primarily across Africa excluding South Africa.
Chumz is a legitimate mobile application that allows you to invest in Nabo Capital's funds. It is a product of Nabo Capital and is regulated by the Capital Markets Authority (CMA).
Nabo Capital is a 3rd generation investment firm, leveraging over 50 years of experience under Centum Investments PLC and 11 years as a stand-alone fund manager.
Yes, we will be launching our family trust solution by the end of Q3, 2025.
